The short answer
Safety First After a Tree Strike
If a tree falls on your roof, your first priority is safety. Get everyone outside and stay clear of the damaged area. The tree may have pulled down power lines or cracked gas pipes, so avoid touching anything and call 911 if you see sparks, smell gas, or hear hissing.
Do not re-enter the house until a professional checks the structure. A tree can weaken the roof and walls, making them unsafe to walk under. If you live in Daytona Beach, keep your emergency numbers handy and know where your main shutoff valves are before a storm hits.
- Call 911 for injuries, downed wires, or gas leaks
- Turn off your main water valve if water is entering
- Avoid walking on wet floors or near exposed wires
- Keep children and pets away from the damaged area
- Take photos of the damage for your insurance records
Stop Further Water Damage
Once it is safe, do what you can to limit water from ruining your home. If rain is coming in, place buckets and plastic sheeting under the leak to protect your floors and furniture. Move valuables and electronics to a dry spot if you can do so without risking your safety.
Do not try to remove the tree yourself. A fallen tree is heavy and can shift unexpectedly, causing more damage or injury. Leave removal to the pros, and focus on temporary measures like covering the hole with a tarp from the inside if you can reach it safely.
Document the Damage for Insurance
Your insurance company will want a clear record of what happened. Take wide shots of the tree against your roof, plus close-ups of any holes, cracks, or water stains. Write down the date and time of the incident, and note any weather conditions like heavy rain or wind.
Policies vary, and your insurer decides what is covered. Check your policy to see if tree removal and roof repairs are included. Take photos before you make any temporary fixes, because those images can help your claim later.
Call the Right Professionals
After the scene is safe and documented, contact local water damage pros who handle emergency roof tarping and cleanup. They can secure a tarp over the hole to keep rain out and start drying wet areas. Do not wait, because mold can begin growing in damp materials within a day or two.
The pros will assess the structural damage and water intrusion. They may recommend removing soaked drywall, insulation, or flooring to prevent rot and mold. Ask them to explain what they find and what the next steps are before any work begins.
- Emergency roof tarping to seal the opening
- Water extraction and drying of affected rooms
- Inspection of attic and wall cavities for hidden moisture
- Removal of water-damaged drywall and insulation
Plan for Repairs and Restoration
Once the tree is removed and the roof is secured, you will need to plan for permanent repairs. A roofing contractor can replace damaged shingles, underlayment, and decking. Water damage pros can handle the interior cleanup, including drying, sanitizing, and rebuilding affected areas.
Repairs may take time, so keep records of every conversation and receipt. Work with your insurance company to understand what is covered, and ask the pros for a clear scope of work. Acting quickly helps prevent mold and keeps repair costs from climbing.
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Water keeps spreading into floors and walls, so it is worth acting early. Calls are answered 24/7.
Call Now (386) 272-5697Frequently asked questions
Should I remove the tree myself?
No. Removing a tree from your roof is dangerous because the weight and tension can cause the roof to collapse. Leave it to the pros who have the right equipment and training. Your safety comes first, and professional removal reduces the risk of further damage.
Will my insurance cover tree damage?
Policies vary, and your insurer decides what is covered. Many policies cover tree removal and roof repairs if the tree falls due to a storm, but not always. Check your policy documents and contact your insurer to ask about your specific situation.
How fast does mold grow after a roof leak?
Mold can start growing within 24 to 48 hours in damp materials like drywall and wood. That is why it is important to dry out the area quickly. The pros can use dehumidifiers and air movers to speed up the drying process.